Critical illness insurance provides a lump sum benefit paid upon the first diagnosis of a covered work or non-work related critical illness or event. Benefits are paid directly to you and can be used in any way you like including toward deductibles, copays or any other medical expenses.
Wellness Benefit
Coverage is offered for $10,000 or $20,000, in addition to a $50 wellness benefit for each covered person per calendar year. Premiums are based on the amount of coverage you elect, your age and the coverage tier you elect.
| Critical Illness | Coverage Amount |
|---|---|
| Heart attack, stroke, invasive cancer, paralysis, benign brain tumor, coma, major organ transplant, end stage renal failure, advanced Alzheimer’s, advanced Parkinson’s | 100% Benefit Payout |
| Coronary bypass surgery, Infectious Disease, carcinoma in situ, Bone Marrow Transplant, Stem Cell Transplant | 25% Benefit Payout |
| Skin Cancer, Pacemaker, Ruptured or Dissecting Aneurysm, Coronary Angioplasty | 10% Benefit Payout |
Accident insurance provides a cash benefit to employees who have been injured in a covered work and non-work related accident. The benefit does not coordinate with existing medical insurance coverage, therefore it can be used toward deductibles, copays, prescriptions, or anything that you choose.
| Accident | Coverage Amount |
|---|---|
| Initial Hospital Confinement | $1,750 |
| Daily Hospital Confinement | $275 |
| Intensive Care Unit Confinement | $450 |
| Dislocation Fracture | Up to $8,000 Up to $10,000 |
| Ground or Air Ambulance | $400 Ground $2,000 Air |
| Accident Treatment & Urgent Care Group or Air Ambulance | $200 / $600 |
| Physician’s Treatment | $100 |
| X-Ray | $90 |
| Urgent Care/ Emergency Room | $250 |
| AD&D & Functional Loss | up to $28,000 |
Hospital indemnity insurance provides cash benefits to you if/when you are admitted to the hospital for a work or non-work related incident. Benefits are paid directly to you and can be used in any way you like.
| Hospital Indemnity | Coverage Amount |
|---|---|
| First Day Hospital Confinement | $1,300 |
| Daily Hospital Confinement | $300 (maximum of 10 days) |
| Hospital Intensive Care | $600 (maximum of 10 days) |
If you are terminating employment at ConGlobal, please review the following forms: