Short term disability (STD) will be offered as a company-sponsored benefit. All locations are eligible for this benefit with the exception for California and New Jersey Employees. CA/NJ employees have access to a state disability program only.
STD coverage is offered through Voya. This plan replaces a portion of your weekly income if you should become disabled. If you become disabled for longer than 7 days, you may be eligible to receive STD benefits.
For further information, please refer to the ConGlobal short term disability policy document that is posted on the benefit overview page in Dayforce.
Short Term Disability Benefits
- Replaces 60% of your weekly base earnings with a weekly benefit maximum of $500
- Benefits begin after the elimination period of 7 consecutive days of absence due to illness or accident
- Benefit duration is up to 12 consecutive weeks of non-work related disability (the 12 consecutive weeks start on the 8th day of disability)
- Pre-existing condition exclusion of 3 months applies to employees during the initial 12 months of coverage under the STD plan
ConGlobal offers you the opportunity to purchase long term disability (LTD) coverage to replace your income in the event of an extended illness or injury.
LTD coverage is offered through Voya. If you become disabled for longer than 90 days, you may be eligible to receive LTD benefits.
For further information, please refer to the ConGlobal long term disability policy document that is posted on the benefit overview page in Dayforce.
Long Term Disability Benefits
- Income replacement begins after 90 days of sickness or disability
- Offers a 60% income replacement of monthly earnings
- Maximum of $10,000 per month of income replacement
- Pre-existing condition exclusion of 3 months applies to employees during the initial 12 months of coverage under the LTD plan
Evidence of insurability (EOI) is a health questionnaire that documents your overall health and helps the insurance carrier determine whether you qualify for coverage.
If you are a new hire and enroll within your initial eligibility date, you may apply for Voluntary LTD coverage without EOI. If you apply for coverage more than 30 days after your initial eligibility date (i.e., Qualifying Life Event/annual open enrollment), you will be required to provide EOI and be approved by Voya to qualify for coverage